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Straightforward Answers to Every Money Question

$695.00

Get Straightforward guidance to enable you to answer any money question with clarity and confidence now and in the future. What should you do with your money? How can you invest that inheritance? How should you use your savings? Should you buy that house? What assets should you invest in? Which types of investment accounts should you use? How should you spend your money in retirement and from which accounts? How can you set up the right investment accounts for you? What can you do to reduce taxes and plan your estate after you’re gone? Whatever your questions, Straightforward will give you personalized, context-specific guidance and give you the framework for answering every money question now and in the future.

Your purchase entitles you to:

1. An initial document review if necessary based on your questions,

2. A 90-minute video call at a time to be mutually agreed upon between you and Straightforward within the next 30 days to discuss all aspects of your question and help you arrive at an answer,

3. If necessary, up to one hour of follow-up research based on information learned during the call,

4. A one-page write-up of all the action items you need to take and a 30-minute wrap-up call to address any questions concerning the write-up.

In our experience, most money questions can be answered using the process described above at the standard price. If, after this process, additional work is desired or required, Straightforward will provide an itemized invoice detailing its completed hourly work for your review and give you an estimate of the additional work required to give you the framework for answering your question or questions and will negotiate with you in good faith to arrive at a mutually agreeable price for any additional work beyond that described above. If direct assistance with investment-account setup and/or investment purchases or sales is requested, it will be invoiced at a flat fee of $300 per account to be paid once the investment account is setup and/or all planned initial transactions in that account are completed.

Get Straightforward guidance to enable you to answer any money question with clarity and confidence now and in the future. What should you do with your money? How can you invest that inheritance? How should you use your savings? Should you buy that house? What assets should you invest in? Which types of investment accounts should you use? How should you spend your money in retirement and from which accounts? How can you set up the right investment accounts for you? What can you do to reduce taxes and plan your estate after you’re gone? Whatever your questions, Straightforward will give you personalized, context-specific guidance and give you the framework for answering every money question now and in the future.

Your purchase entitles you to:

1. An initial document review if necessary based on your questions,

2. A 90-minute video call at a time to be mutually agreed upon between you and Straightforward within the next 30 days to discuss all aspects of your question and help you arrive at an answer,

3. If necessary, up to one hour of follow-up research based on information learned during the call,

4. A one-page write-up of all the action items you need to take and a 30-minute wrap-up call to address any questions concerning the write-up.

In our experience, most money questions can be answered using the process described above at the standard price. If, after this process, additional work is desired or required, Straightforward will provide an itemized invoice detailing its completed hourly work for your review and give you an estimate of the additional work required to give you the framework for answering your question or questions and will negotiate with you in good faith to arrive at a mutually agreeable price for any additional work beyond that described above. If direct assistance with investment-account setup and/or investment purchases or sales is requested, it will be invoiced at a flat fee of $300 per account to be paid once the investment account is setup and/or all planned initial transactions in that account are completed.

Straightforward Finance Services Disclaimer

Educational Purpose Only

The information, materials, content, courses, coaching, workshops, tools, and resources provided by Straightforward Financial Advice, LLC, Ross Berlin, and/or Straightforward Finance, LLC,  (collectively, the “Services”) are for educational and informational purposes only and are not intended as, and shall not be construed as, investment advice or the work of an “investment adviser” under any section of Chapter 517, Florida Statutes, or any comparable statute at the state or federal level in any state or territory of the United States of America.

No Professional Relationship

Your use of the Services does not create a fiduciary relationship, advisor-client relationship, attorney-client relationship, or any other professional relationship between you and Straightforward Financial Advice, LLC, Ross Berlin, and/or Straightforward Finance, LLC. Straightforward Financial Advice, LLC, Ross Berlin, and/or Straightforward Finance, LLC, in the performance of any and all services contracted for, is not acting as a licensed financial advisor, investment advisor, broker-dealer, tax professional, or legal professional.

No Personalized Advice

All information provided is of a general nature and is designed to be educational so as to enable you to make your own decisions. The information does not and cannot take into account all the specifics of your individual financial situation, objectives, risk tolerance, or needs. You are solely responsible for evaluating the merits and risks associated with any financial decisions you make.

No Guarantees

There are no guarantees regarding financial results, income, savings, investment performance, credit outcomes, or financial improvement. Past results, examples, testimonials, or illustrations—whether actual or hypothetical—are not a guarantee of future outcomes.

Assumption of Risk

You acknowledge that all financial decisions involve inherent risks, including the risk of financial loss. You voluntarily assume full responsibility for any actions you take or decisions you make based on information obtained through the Services.

Limitation of Liability

To the fullest extent permitted under Florida law, Straightforward Financial Advice, LLC, Ross Berlin, and/or Straightforward Finance, LLC, its owners, officers, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to your use of, or reliance on, the Services, even if advised of the possibility of such damages, and even if such damages arise out of their own negligence.

Third-Party Information

The Services may reference third-party tools, resources, websites, or services. Straightforward Financial Advice, LLC, Ross Berlin, and/or Straightforward Finance, LLC, does not control, endorse, or guarantee the accuracy or reliability of third-party information and assumes no responsibility for it.

Not a Substitute for Professional Advice

You are strongly encouraged to consult with qualified professionals licensed in the State of Florida—including financial advisors, accountants, tax professionals, and attorneys—before making any financial, legal, or tax decisions.

Compliance With Florida Law

This disclaimer shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-laws principles. Any dispute arising from or related to the Services shall be brought exclusively in the state or federal courts located in Florida.

Acknowledgment

By accessing or using the Services, you acknowledge that you have read, understood, and agreed to this disclaimer in full.